李文玉,郭权,徐明.环境污染责任保险的美国经验及中国实践[J].中国环境管理,2020,12(2):50-55
环境污染责任保险的美国经验及中国实践
Environmental Pollution Liability Insurance: American Experiences and Chinese Practices
DOI:10.16868/j.cnki.1674-6252.2020.02.050
中文关键词:  环境风险管理  环境污染责任  保险  环境污染责任保险
英文关键词:environmental risk management  environmental pollution liability  insurance  environmental pollution liability insurance
基金项目:
作者单位E-mail
李文玉 北京航空航天大学经济与管理学院, 北京 100191
密西根大学环境与可持续发展学院, 美国安娜堡 48109 
 
郭权 清华苏州环境创新研究院, 江苏苏州 215163
清华大学环境学院, 北京 100084 
 
徐明 密西根大学环境与可持续发展学院, 美国安娜堡 48109
密西根大学土木与环境工程系, 美国安娜堡 48109 
mingxu@umich.edu 
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中文摘要:
      环境污染责任保险是一种基于市场手段的环境风险管理方法,通过为具有环境污染风险的企业提供商业保险,从而为被保企业的环境污染及治理责任提供一定的保障,同时促进企业主动降低其环境风险。环责险在我国经过了多年的试点和推广,取得了一定成绩,但是也面临许多困难。本文借鉴环责险在美国发展的经验,识别环责险市场发展的条件,同时评价我国环责险市场发展是否具备这些条件,并为进一步促进环责险发展提供建议。
英文摘要:
      Environmental pollution liability insurance (EPLI) is a market-based mechanism for environmental risk management. By providing insurance to companies that have the risk of environmental pollution, EPLI offers specific coverage to the liability of environmental pollution and remediation. By doing so, EPLI also instigates insured companies to better manage their environmental risks. EPLI has been piloted and implemented in China for many years. Despite notable progresses, the EPLI market in China still faces many obstacles. Here we identify conditions that support EPLI development based on experiences in the U.S., and evaluate these conditions in the Chinese context. We also provide policy suggestions for future development of EPLI in China based on these analyses.
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